YNAB (You Need A Budget) is a personal budgeting software application that helps users manage their finances and track spending.
Each model independently rates YNAB on a 1–5 star scale.
YNAB is a well-regarded personal budgeting app with a loyal user base and strong reputation. Not a financial institution, so regulation is less applicable. Known for excellent educational resources and responsive support.
YNAB is a well-regarded personal budgeting tool known for its user-friendly interface and effective financial management features.
YNAB (You Need A Budget) is a popular personal budgeting software known for its effectiveness. It has a strong reputation and a dedicated user base, though its "regulation" and "trading" scores are limited as it's not a financial institution. Support is generally well-regarded.
YNAB is a well-established budgeting software with strong user reputation and product quality, but as non-bank software it has limited financial regulation and no trading features.
Other top-rated companies in Banking & Money.
Quick answers based on live TrustRating data. How we score companies →
YNAB is rated 3.8 out of 5 (“Great”) on TrustRating, based on 4 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
TrustRating doesn't issue scam verdicts — we publish the data instead: YNAB scores 3.8 out of 5 (“Great”) based on 4 independent AI model assessments. Every review passes TrustGuard, our fraud-screening system that blocks fake and paid reviews, so the score reflects genuine customer experience. Read the most recent reviews below before you decide.
YNAB currently has a TrustScore of 3.8 out of 5 (“Great”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
You can compare YNAB against other top-rated companies in the Banking & Money category on TrustRating, ranked by TrustScore. See all Banking & Money companies →
.png)
