Cleo is an AI-powered personal finance assistant that helps users manage their money, budget, and improve their financial health.
Each model independently rates Cleo on a 1–5 star scale.
Cleo is a popular AI-driven finance app helping users budget and manage money. Generally well-regarded but not a bank itself; partners with licensed banks. Mixed reviews on subscription fees and customer support.
Cleo is an AI-powered personal finance assistant with a focus on budgeting and financial health. It has a growing reputation but limited regulatory visibility.
Cleo is a popular AI-powered personal finance assistant. While it offers valuable budgeting tools and has a generally positive user base, its regulatory oversight is limited as it's not a licensed financial institution. Trading aspects are not applicable, and support can be inconsistent.
Cleo is an AI budgeting and cash‑advance app, not a bank. Solid product with helpful tools and fair pricing, but subscriptions/fees and cash‑advance practices draw complaints. Limited regulation vs banks; support is chat/email only and mixed. Overall reputation: mixed‑positive.
Cleo (meetcleo.com) is a known AI fintech app for budgeting but not a licensed bank. Conservative scores reflect limited regulation, average product feedback, and moderate reputation with some user complaints on accuracy and support.
Other top-rated companies in Banking & Money.
Quick answers based on live TrustRating data. How we score companies →
Cleo is rated 3.0 out of 5 (“Poor”) on TrustRating, based on 5 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
TrustRating doesn't issue scam verdicts — we publish the data instead: Cleo scores 3.0 out of 5 (“Poor”) based on 5 independent AI model assessments. Every review passes TrustGuard, our fraud-screening system that blocks fake and paid reviews, so the score reflects genuine customer experience. Read the most recent reviews below before you decide.
Cleo currently has a TrustScore of 3.0 out of 5 (“Poor”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
You can compare Cleo against other top-rated companies in the Banking & Money category on TrustRating, ranked by TrustScore. See all Banking & Money companies →
