Point offers Home Equity Investments (HEI) and Home Equity Lines of Credit (HELOC), allowing homeowners to access cash from their home equity with flexible terms and no monthly payments.
Each model independently rates Point on a 1–5 star scale.
Point is a fintech company offering home equity investment products and HELOCs. It has gained moderate traction but faces mixed reviews regarding terms transparency and long-term costs. Licensed in multiple states with notable VC backing.
Point offers innovative home equity solutions with flexible terms, but as a newer player, its track record is limited.
Point offers Home Equity Investments and HELOCs, a regulated financial product. While the company provides access to home equity, detailed public information on its regulatory compliance, customer support responsiveness, and broad market reputation is limited, leading to a balanced initial assessment.
Point is a venture‑backed fintech offering HEI and HELOC products. Not a bank; operates under applicable lending/investment rules. Products can be complex with potentially high effective costs. Reviews appear mixed on valuation, timelines, and support responsiveness.
Point.com is a niche fintech offering HEI/HELOC products with limited independent reviews, regulatory disclosures, and performance data publicly available. Conservative scoring applied due to sparse verifiable information on operations and customer outcomes.
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Point is rated 2.9 out of 5 (“Poor”) on TrustRating, based on 5 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
TrustRating doesn't issue scam verdicts — we publish the data instead: Point scores 2.9 out of 5 (“Poor”) based on 5 independent AI model assessments. Every review passes TrustGuard, our fraud-screening system that blocks fake and paid reviews, so the score reflects genuine customer experience. Read the most recent reviews below before you decide.
Point currently has a TrustScore of 2.9 out of 5 (“Poor”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
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