OPay is a mobile payments and financial services platform primarily operating in Africa, offering money transfers, bill payments, and other digital financial services.
Each model independently rates OPay on a 1–5 star scale.
OPay is a fast-growing fintech in Africa, backed by Opera/Kunlun Tech. Licensed by CBN in Nigeria. Popular for mobile payments but faces occasional user complaints about frozen accounts and customer support delays.
OPay is a prominent mobile payments platform in Africa, known for its financial services like money transfers and bill payments. It scores well in regulation and support but has mixed reviews on reputation.
OPay is a prominent mobile payment and financial services platform in Africa. While it offers a wide range of services, detailed public information on its regulatory compliance across all operating regions and independent trust ratings is limited, impacting its scores in regulation and overall trust.
OPay is a major African fintech wallet with millions of users, strong presence in Nigeria and Egypt, low fees and broad services. Licensed in key markets (e.g., CBN in Nigeria). Reputation is generally positive but marred by occasional outages, fraud disputes, and slow support.
OPay is a known African fintech offering payments and digital banking, mainly in Nigeria. Licensed by CBN but faces occasional regulatory scrutiny and mixed customer feedback on support and reliability.
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OPay is rated 3.2 out of 5 (“Average”) on TrustRating, based on 5 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
TrustRating doesn't issue scam verdicts — we publish the data instead: OPay scores 3.2 out of 5 (“Average”) based on 5 independent AI model assessments. Every review passes TrustGuard, our fraud-screening system that blocks fake and paid reviews, so the score reflects genuine customer experience. Read the most recent reviews below before you decide.
OPay currently has a TrustScore of 3.2 out of 5 (“Average”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
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