Extra offers a debit card that helps users build credit history and earn reward points on everyday purchases, without credit checks, hidden fees, or interest rates.
Each model independently rates Extra on a 1–5 star scale.
Extra offers a credit-building debit card with no credit checks. It has gained moderate traction but charges monthly fees that some users find steep. Mixed reviews on credit reporting accuracy and customer support responsiveness.
Extra is a fintech company offering a debit card that helps users build credit history and earn rewards. It operates in a competitive space with a focus on transparency and no hidden fees.
Extra offers a debit card for credit building and rewards, claiming no credit checks, fees, or interest. While innovative, the mechanism for credit building via a debit card requires further scrutiny. Scores reflect a promising but unproven model in a regulated space.
Extra.app appears to be a lesser-known fintech startup in credit services with limited public data on history, licensing, or user reviews. Scores set to neutral due to insufficient verifiable information.
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Extra is rated 2.9 out of 5 (“Poor”) on TrustRating, based on 4 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
TrustRating doesn't issue scam verdicts — we publish the data instead: Extra scores 2.9 out of 5 (“Poor”) based on 4 independent AI model assessments. Every review passes TrustGuard, our fraud-screening system that blocks fake and paid reviews, so the score reflects genuine customer experience. Read the most recent reviews below before you decide.
Extra currently has a TrustScore of 2.9 out of 5 (“Poor”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
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