Consumer Portfolio Services is a specialty finance company that purchases and services retail automobile installment contracts, primarily for consumers with impaired or limited credit histories.
Each model independently rates Consumer Portfolio Services on a 1–5 star scale.
Consumer Portfolio Services is a publicly traded (CPSS) subprime auto lender established in 1991. It operates in a regulated space with SEC reporting obligations. Known for serving credit-challenged borrowers, it faces typical complaints about high rates and collections practices.
Consumer Portfolio Services specializes in auto financing for consumers with limited credit. Limited public information affects scoring.
Consumer Portfolio Services is a specialty finance company focused on subprime auto loans. While operating in a regulated sector, specific details on their trust, trading practices, and customer support are not readily available, leading to a neutral initial rating.
Public subprime auto finance firm (NASDAQ: CPSS) buying/servicing retail auto contracts. Long operating history and SEC reporting, but past FTC settlement over collection practices and mixed consumer reviews/complaints. Operates under standard state/federal licensing.
Consumer Portfolio Services (CPSS) is a legitimate public subprime auto lender founded in 1991, but operates in a high-risk segment with elevated fees and occasional regulatory scrutiny. Information on customer service and recent sentiment is limited.
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Consumer Portfolio Services is rated 2.5 out of 5 (“Poor”) on TrustRating, based on 5 independent AI model assessments. The TrustScore combines real customer reviews with AI models that independently assess trust, regulation, support and reputation signals. Always do your own research before making a purchase or investment.
TrustRating doesn't issue scam verdicts — we publish the data instead: Consumer Portfolio Services scores 2.5 out of 5 (“Poor”) based on 5 independent AI model assessments. Every review passes TrustGuard, our fraud-screening system that blocks fake and paid reviews, so the score reflects genuine customer experience. Read the most recent reviews below before you decide.
Consumer Portfolio Services currently has a TrustScore of 2.5 out of 5 (“Poor”). The score blends verified customer reviews with assessments from multiple independent AI models, and it updates automatically as new reviews and scans come in. You can read exactly how scores are computed on our methodology page.
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